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About Emeriti

At Emeriti Retirement Health, we’re committed to helping people secure a financially stable future in retirement.

Our Mission

A commitment to healthcare security in retirement.

Emeriti, a nonprofit consortium, is the leading defined contribution retiree healthcare solution for academic, cultural and public sector organizations, offering customized plan designs, financial sustainability and innovative strategies for healthcare security in retirement.

Our History

The Emeriti story...

Emeriti Retirement Health is a 501(c)(3) nonprofit organization incorporated in 2003 and organized as a nationwide consortium for education and education-related institutions. The Emeriti Retirement Health Plan evolved from an academic research study conducted by the founders of Emeriti with the support of the Andrew W. Mellon Foundation. Retiree healthcare is Emeriti’s sole focus. We are committed to educating our members about the need for healthcare planning and retiree healthcare in general.

Emeriti Retirement Health partners with OneBridge, Alta Trust, and Aetna, to provide the best solutions that address both health and financial well-being in retirement. Together, we’re providing a comprehensive retirement savings program to help give employees the confidence they need to retire. For more than 15 years, nonprofits — including some of America’s most prestigious colleges and universities — have relied on Emeriti for retiree medical benefits. From plan design to ongoing monitoring and support, our dedicated team of experienced benefits specialists helps institutions customize plan features that make the most sense for their employees.

Our Governance

Emeriti Board of Trustees

Our Partners

Emeriti contracts with three well-known industry providers to deliver end-to-end administration & services for the program.

OneBridge Benefits Inc. (“OneBridge”) is the Emeriti RHSP financial recordkeeper and third party administrator. OneBridge is a national leader in the administration of health reimbursement arrangements and other retiree health savings plans that are funded in trust accounts similar to the Emeriti RHSP. The proprietary OneBridge system is the only technology platform that integrates all aspects of account-based health plan administration (recordkeeping, investment administration, claims administration, and customer care) into a single recordkeeping and administration system. With the OneBridge system, there is no sharing of information back and forth between multiple vendors nor any requirement to liquidate or move invested assets into cash or a money market fund to file claims for reimbursement or use the program’s benefits card.
Alta Trust Company (“Alta Trust”) provides directed trustee services for the Emeriti program. In addition, if a plan sponsor has elected the Emeriti Standard Investment Menu and appointed Alta Trust to provide investment fiduciary services, Alta Trust will serve as the investment manager for its RHSP plan. Alta Trust is chartered by the South Dakota Banking Commission and reports to the South Dakota Division of Banking. With over $6 billion in fiduciary assets, Alta serves as an approved trustee and custodian for some of the most recognized asset accumulation firms in the industry, including, State Street Bank, OneDigital, and Franklin Templeton, and holds over $3 billion in trust assets with Charles Schwab Trust Bank.
Aetna is the primary health insurer for the program, providing fully insured medical insurance and health-related products. For over 170 years, Aetna has been an innovator in the delivery of insurance solutions and is a nationwide provider of Medicare-approved Part D prescription drug services.

Together we've created a great solution.

To learn more about the Emeriti Retirement Healthcare Savings Plan, check out how it can work for you!