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      • Who We Are
      • What We Provide
      • How We Help You
      • About
      • Governance
      • Our story
      • Governance
      • Emeriti board of trustees
      • Advisory council
      • For Employers
      • For Participants
      • For Benefits Consultants
      • For Employers
      • Solutions
      • Retirement health savings program (RHSP)
      • How RHSP works
      • Executive Healthcare Benefit
      • PLAN ADMINISTRATION
      • Overview
      • Trust administration and investments
      • Compliance and regulatory support
      • For Participants
      • RETIREE HEALTH SAVINGS
      • Manage healthcare savings
      • File reimbursement claim
      • RETIREE HEALTH INSURANCE
      • Find a plan
      • Ready to enroll
      • For Benefits Consultants
      • EXPERTISE
      • Retiree health
      • OPPORTUNITY
      • Partnering with Emeriti & TIAA
      • For Employers
      • For Participants
      • For Benefits Consultants
      • For Employers
      • Support
      • Financial modeling tools
      • Resources
      • 2021 plan sponsor compliance webinar 1
      • For Participants
      • Guidance
      • Brochures and forms
      • Social security and medicare
      • Resources
      • Check health account balance
      • Calculate premium rates
      • Submit reimbursement claims
      • TOOLS
      • Financial modeling tools

      It’s time — register for an Open Enrollment webinar!

      Emeriti

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      Subject to the rules of your Plan, your account assets are available to pay health insurance premiums and other qualified medical expenses for your life and the lifetime of your eligible dependents. Once you have died and once all your eligible dependents have died (or reached majority, in the case of children), any remaining balance in your account is forfeited back to the Plan for use under the terms of the Plan.
       
      This website is intended to provide you with a brief overview of certain key features of your Institution’s Plan.
       
      Please consult your Summary Plan Description (SPD) sent separately to you for a more complete explanation of the terms of the Plan and your rights and responsibilities under the Plan. The terms of the Summary Plan Description (SPD) will prevail.
       
      Emeriti, TIAA, CBIZ RPS and Aetna Life Insurance Company are independent corporations and are not legally affiliated.
       
      The full name of Emeriti Retirement Health Solutions is The Emeriti Consortium for Retirement Health Solutions, an Illinois Nonprofit Corporation. Emeriti Retirement Health Solutions is not an insurance company, insurance broker or insurance provider.
       
      CBIZ RPS is Emeriti’s disbursement recordkeeper for Emeriti group insurance administration and Emeriti medical expense reimbursement processing. CBIZ RPS is headquartered in Cleveland, Ohio, and has more than 40 years of experience in full-service benefits services supporting employees and retirees in organizations nationwide.
       
      Aetna Life Insurance Company is the primary health insurer for the Emeriti Program, providing fully insured medical insurance and health-related products. For more than 150 years, Aetna has been an innovator in the delivery of insurance solutions and is a nationwide provider of Medicare-approved Part D prescription drug services.
       
      TIAA Individual & Institutional Services, LLC serves as a broker-dealer with respect to underlying mutual funds only and does not offer, market or sell interests in such plans or otherwise provide broker-dealer services with respect to the interests in such plans.
       
      TIAA products may be subject to market and other risk factors. See the applicable product literature, or visit TIAA.org for details. Investment, insurance, and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.
       
      The TIAA group of companies cannot and does not provide tax or legal advice and recommends that plan sponsors consult their own legal and tax advisors for such advice.

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