Retirement Healthcare Savings Program (RHSP)

Helping employers integrate retiree healthcare into overall retirement planning

STRATEGIC BENEFITS

The strategic benefits of Emeriti’s Retirement Healthcare Savings Program

Increasingly, institutions are shifting to defined contribution approaches for retiree healthcare in much the same way they implemented defined contribution retirement plans years ago.

CONTROL COSTS

Employers decide how much to contribute
Costs are realized today, without future liabilities
Defined benefit can be reduced or eliminated

MAXIMIZE BENEFIT VALUE

Triple tax-free benefits
Stretch benefits dollars by up to 33%¹
Possibly reduce risk associated with end-of-career medical and healthcare utilization costs

DRIVE WORKFORCE MANAGEMENT

Support recruitment and retention efforts
Help employees reach retirement with adequate retiree healthcare savings
Reduce concerns over losing employer coverage

PLAN DESIGN

Creating a total benefits solution

Addressing retiree health is a critical part of overall retirement planning. You can offer a smart, flexible and easy solution for employees – while helping to ensure that you are addressing key fiscal concerns at your institution.